slowly I inch

So, like I said I am new to this and obviously not posting often. I belong to a group called Just Frugal that I love www.justfrugal.com
This is a very informative board and the people are nice too.


I am also going to follow Dave Ramsey's way this year. In the past I jumped all over the place but he seems to really break things down in a simple manner.


All for now, but I want to get in the habit of posting!